Cash flow projections is the creation and implementation of strategies that create income to support financial goals.  It is more than just maximizing income.  Proper cash flow planning addresses the tax and investment complexities associated with withdrawals. The goal is to maximize after-tax distributions and Social Security Income, while minimizing Medicare premiums and marginal income/capital gains rates.  In addition, identifying the best investments to sell at the right time given market cycles can help income last longer.  Distributions taken in this manner can help preserve wealth for retirement and leave more for loved ones.

This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific tax issues with a qualified tax advisor.