Healthcare costs are rising.  The decisions that consumers face are increasingly complicated.  These decisions can impact health as well as finances.  Whether you are seeking a Medicare or Marketplace plan that better fits your needs, wanting to reduce costs, or both, we can help.  We work with a third-party healthcare consulting firm that consults exclusively for clients at wealth management firms to deliver objective health care insurance guidance for Medicare, the Marketplace, COBRA, and employer plans. This creates personalized health care estimates that strengthen your financial future.  This firm is non-commissioned and has removed the incentive that can often color the advice given by healthcare insurance agents.  Instead, the focus is on tailoring plan options that truly fit your needs, coverage priorities and  budget.

The world of Medicare can be confusing and difficult to navigate.  It is important to make sure that you are enrolling at the right time, that you have the coverage that is best for your needs, and that you are paying the right price for that coverage.  Whether you are just enrolling or already on Medicare, mistakes can be costly.  Evaluating when to enroll, Original Medicare vs. Advantage plans, the pros and cons of a Medigap policy, and choosing the right drug plan are decisions that may have a significant impact on your health and your financial future.

But comprehensive healthcare planning goes beyond Medicare.  You may not be covered by a workplace healthcare plan and want help evaluating your options, you may be dealing with divorce or the loss of a spouse, you (or a child) may be turning 26 and aging off a parent’s plan, or you (or a child), might be starting college and wondering if it’s better to stay on a parent’s plan or enroll in a Student Health Insurance plan.  Let us help you get answers.