Education planning should involve more than saving FOR college. It should also involve saving ON college. Many advisors create plans that estimate how much college will cost, how much you will need to save, and how your savings can be invested. However, our planning goes much further. We can help you identify ways that college costs can be reduced.

When it comes to paying for college, there are two prices – one for the informed and one for the uninformed. The fact is the uninformed buyer of a college education generally spends more (potentially thousands of dollars more) than the informed. Good college planning is not just saving for college; it’s also saving on the cost of college. It’s all about knowing and applying relevant college planning and funding strategies to your circumstances so that you don’t pay more for college than necessary.

We focus on:

1. financial aid enhancing strategies to reduce the cost of college education
2. strategies based on your circumstances that may significantly reduce out-of-pocket college costs (even if you aren’t a candidate for need-based financial aid)
3. the after-aid cost of private college and public college given your unique circumstances
4. identifying schools that may give award financial aid based on your unique circumstances
5. where and how to save for college with the impact on financial aid in mind
6. positioning for possible tax-saving opportunities such as the American Opportunity Tax Credit and the Lifetime Learning Credit
7. helping business owners identify tax-saving strategies to reduce the net cost of college